Sources
(They are only in link format, but will be Harvard referenced soon…)
https://courses.lumenlearning.com/suny-finaccounting/chapter/general-rules-for-debits-and-credits/
https://dictionary.cambridge.org/dictionary/english/budgeting
https://dictionary.cambridge.org/dictionary/english/inflation
https://dictionary.cambridge.org/dictionary/english/interest
https://sfs.mit.edu/manage-your-money/budgeting/50-20-30-strategy/
https://www.choosefifoundation.org/blog/scary%20financial%20literacy%20statistics
https://www.experian.com/blogs/ask-experian/why-is-budgeting-important/
https://www.experian.com/blogs/ask-experian/why-is-building-credit-important/
https://www.federalreserve.gov/faqs/why-do-interest-rates-matter.htm
https://www.investopedia.com/articles/insights/122016/9-common-effects-inflation.asp
https://www.jointsdgfund.org/article/compounding-problem-financial-illiteracy-youth
https://www.ladbible.com/news/uk-news/michael-carroll-lottery-won-old-job-071166-20250514
https://www.netsuite.com/portal/resource/articles/accounting/debits-credits.shtml
https://www.pgpf.org/article/what-is-inflation-and-why-does-it-matter/
https://www.rabobank.nl/en/personal/payments/paymentproducts/interest
https://www.sofi.com/learn/content/10-surprising-credit-card-debt-facts/
https://www.us.hsbc.com/financial-wellness/why-saving-is-important/